+ Make a budget plan. It’s always important to know how much money we earn vs. how much we spend. Make a list of monthly bills (along with the due dates) and set a monthly budget for every spending (i.e. groceries, dining out, clothing, etc) and then add them up. Make sure the total is smaller than how much you make each month! This topic will be revisited and discussed further.
+ Be almost-too-disgustingly-cheap. Now this is something I do all the time when grocery shopping. Check grocery fliers for sales & coupons, compare prices and make a list–try not to go to the store without a list. Before the advent of eCoupons and member prices, I actually had a little accordion file with coupons arranged by expiration dates!
|via Money As You Grow|